How It Works
Whenever you’re looking to get quick cash for an emergency, you can shop for payday loans on Payday Central. Get a loan of anywhere from $100 to $1,500 without having to leave the comfort of your home or office. With our online application, you can use your personal computer to apply for a loan, and within minutes you’ll be matched with the lenders in our huge network who are ready to offer you an easy loan at amazingly cheap rates.
In order to be approved for a payday advance, you must meet the following requirements:
- Be at least 18 years old
- Earn a minimum of $1,000 per month in net income
- Own an active bank account
- Be employed at a job that you’ve been with for 90 days or longer
- Be a citizen or permanent resident of the U.S.
- Have a valid email address as well as home and work phone numbers
No Credit Checks Required
Since there are no credit checks required, you won’t have to worry about having your loan application refused due to a low credit score. Your regular paycheck is considered your security. Your loan application approval is based on the above criteria only, and you don’t have to worry about being singled out with higher interest rates. Everyone receives the same rates no matter their credit score. Each lender of payday loans has their own set of fees and interest rates, so make sure to review them carefully before signing the contract.
No credit checks also helps to speed up the process while simultaneously allowing as many people as possible to qualify for the emergency cash they need.
Instant Approvals
Everything is done conveniently online, so you’re able to get instant approval. You will be matched with lenders who have approved your application, giving you the option of shopping around with companies who are interested in doing business with you. You will know exactly what you have to pay in fees and interest rates to the lenders of the payday loans before the agreement is signed. It’s always free to find out the details of your loan, and you will never be under any obligation to continue the process. You can look at as many lenders as you like, though we will try to match you with the best one as soon as you apply.
Loans Direct Deposited Into Account
To make things even quicker, you’ll be able to receive your loan within minutes or 24 hours of you signing an agreement with a lender. This is very convenient and much faster than traditional bank loans. You never have to wait for a check in the mail, or for a bank to clear the funds for deposit.
Automatic Repayment
You have a busy life, and trying to remember due dates is a bigger hassle than you would like to have hanging over your head. You can help alleviate that kind of stress by allowing your loan to be repaid automatically. Your funds are direct deposited into your account and are later withdrawn from your bank on the due date. Just make sure that you have sufficient funds in your bank account by the due date to avoid any penalties.
Your Privacy Is Always Protected
At Payday Central, your personal data is secured. We use advanced and secure Internet encryption technology that enables us to keep your privacy 100 percent safe at all times.
Getting a loan through Payday Central is simple, fast, and secure. We take extensive measures to make sure you are always informed of the details and able to borrow payday loans responsibly and easily.
